Debt payoff coach: builds your fastest payoff plan from your real balances, tracks payments, and offers payday check-ins — recommends only, never moves money.

What it does

  • Builds your fastest payoff plan from your real balances
  • Tracks payments
  • Offers payday check-ins

In the creator’s own words.

1What you’ll need

  • A Bot account, or the Bot app on your phone

From the bot’s share page, which lists no other requirements.

Avoid sharing passwords, keys or private personal data.

2Set it up

Summary from the bot’s share page:

  1. Open Payoff’s share page with Open in Bot.
  2. Add Payoff in Bot.
  3. Start a chat with Payoff, then review what it produces and check any factual claims.

3Use it

Open in Bot ↗