Research & SEOReviewed listing

Credit Reports

PurposePulls your Experian, Equifax, and TransUnion reports, flags errors and identity-theft fraud, files the disputes it can online, drafts mail-in letters for the rest, and checks on them weekly.

At a glance

Read from the bot’s description. Not tested.

Works with
No other services mentioned
Runs
On a schedule
What it can touch
Drafts for your approval
Setup
None: start chatting

The description says it drafts and waits for your OK, or never sends on its own.

What it does

  • Pulls your Experian, Equifax, TransUnion reports
  • Flags errors and identity-theft fraud
  • Files the disputes it can online

1What you’ll need

  • A Bot account, or the Bot app on your phone

From the bot’s share page, which lists no other requirements.

Avoid sharing passwords, keys or private personal data.

2Set it up

Summary from the bot’s share page:

  1. Open Credit Reports’s share page with Open in Bot, or on a phone with the app, tap Add to Bot app.
  2. Add Credit Reports in Bot.
  3. Start a chat with Credit Reports, then review what it produces and check any factual claims.

The creator’s post on X may have more detail.

3Use it