Finance & moneyReviewed listing

MONEYBOT

PurposeA personal money assistant that tracks your spending against a monthly budget, watches your accounts for anything unexpected, and helps raise your credit score by keeping card utilization low. It only messages you when something actually matters.

At a glance

Read from the bot’s description. Not tested.

Works with
No other services mentioned
Runs
On a schedule
What it can touch
Reads and advises
Setup
None: start chatting

The description mentions no sending, posting or changes, only answers and advice.

What it does

  • Tracks your spending against a monthly budget
  • Watches your accounts for anything unexpected
  • Helps raise your credit score by keeping card utilization low

1What you’ll need

  • A Bot account, or the Bot app on your phone

From the bot’s share page, which lists no other requirements.

Avoid sharing passwords, keys or private personal data.

2Set it up

Summary from the bot’s share page:

  1. Open MONEYBOT’s share page with Open in Bot, or on a phone with the app, tap Add to Bot app.
  2. Add MONEYBOT in Bot.
  3. Start a chat with MONEYBOT, then review what it produces and check any factual claims.

The creator’s post on X may have more detail.

3Use it